Try to keep yourself updated about the recent happenings of at least the month prior to interview.
Keep yourself updated on the latest developments in Finance Sector, Political , Sports etc.
The candidate needs to thoroughly read about the latest happenings at the time of his interview. He must read the newspaper of the very day of his interview because there have been many instances where the board asks the news of that day.
Be prepared about RBI, and types of banks, functions of RBI, and the latest monetary policy given by RBI etc. and many other banking terms and facts, insurance facilities provided by banks, important bills like food security bill, RTI etc.
Also be prepared on the various Technological Products of various Banks by visiting the sites of Preferred Banks.
Sample Interview Questions for IBPS PO/Clerk:-
1.What are the basic documents a person requires to open an account?
2. What is KYC? What is the concept for Introducing KYC?
3.Who is the governor of RBI?(As of today (March’14),
Key Points:-
- In IBPS interviews, you must have a quick read about the prominent personalities of banking industry, especially governor and deputy governors of RBI.
4.Tell us something about the 27th or latest public sector bank in India.
5.Tagline- “women empowerment economically”.is for which Bank?
6.What do you understand by the GDP of the country?
7.Who are the Bharat Ratna awardees/ Noble Prize Winner etc, 2015?
8.What is a Non -banking Financial Company (NBFC)?
9. What is the Difference between NBFC and banks?
10.What is the difference between nationalized banks and private banks?
11.What are the Non Performing assets of a company?
12.Which side of the Balance Sheet NPA is shown and why ?
If there is any recent story or news regarding NPA, then revise it thoroughly. For ex:- Recently, King Fisher's case wherby Banks have declared it as Wilful Defaulter
13.What are the various risks that banks face?
14. What is Basel Accord ?
15.What do you mean by term “CASA” related to bank?
16.Why CASA is important for the Banks ?
17.What is the difference between cheque and demand draft?
18.What are the parts of banks’ capital?
19.Tell us something about BSBDA.
20.What is the meaning of “base rate”? How is it differing from BPLR ?
21.What are the categories of loan that are exempted from Base Rate ?
22.What is CBS?
23.What is Para Banking?
24. What are the components of the monetary policy of RBI?
25.If Bank Rate is decreased by 0.25 Basis point what will be the impact on Economy?
26.Similarly the impact of change in Repo and Reverse Repo Rates should be prepared thoroghly.
27What is priority sector credit?and what are its components?
28.What is the difference between Micro finance and micro credit?
29.What is financial inclusion?
30.What are the steps taken by banks to promote financial inclusion?
31.How far PMJDY has been fruitful in meeting the objectives of Financial Inclusion?
32.What is REPO rate and reverse REPO rate?
33. What is Liquidity Adjustment Facility (LAF)?
34.What is Bank rate?
35.What is Cash Reserve Ratio (CRR)?
36.What is NDTL and what are its components ?
37.What is Statutory Liquidity Ratio (SLR)?
38.What happens when SLR or CRR is increased ?
39.What is Marginal Standing facility (MSF)?
40.What is white label ATM?
41.What is brown label ATM?
42.Tell us something about NABARD and its functions.
43.What is banking ombudsman scheme?
44. What is the difference between FII and FDI?
45.What is the CAD? What is Fiscal deficit?
46.What is inflation and deflation?
47.What is Capital Adequacy Ratio?
48.What is DEMAT account?
49.Name a few poverty eradication schemes of govt. of India.
Ans: Food Security bill, MNREGA, Sarva Shiksha Abhiyaan, Antoday Yojana, JNURRM, Swalamban Yojana, Nirmal Gram Yojana, Rajiv Awas Yojana, Indira Gandhi Pension plan etc. (Also read in detail about these schemes.)
50. What do you know about "Pradhan Mantri Jan Dhan Yojana"?
51.What is MUDRA Bank? Why was it started?
52.What is BANDHAN Bank? How is it different from other public and private banks?
53.Tell us something about ADB? Who are its members?
54. Highlight various skill development schemes recently started in India.
55. What is the difference between a Payment Bank &Small Bank ?
2. What is KYC? What is the concept for Introducing KYC?
3.Who is the governor of RBI?(As of today (March’14),
Key Points:-
- In IBPS interviews, you must have a quick read about the prominent personalities of banking industry, especially governor and deputy governors of RBI.
4.Tell us something about the 27th or latest public sector bank in India.
5.Tagline- “women empowerment economically”.is for which Bank?
6.What do you understand by the GDP of the country?
7.Who are the Bharat Ratna awardees/ Noble Prize Winner etc, 2015?
8.What is a Non -banking Financial Company (NBFC)?
9. What is the Difference between NBFC and banks?
10.What is the difference between nationalized banks and private banks?
11.What are the Non Performing assets of a company?
12.Which side of the Balance Sheet NPA is shown and why ?
If there is any recent story or news regarding NPA, then revise it thoroughly. For ex:- Recently, King Fisher's case wherby Banks have declared it as Wilful Defaulter
13.What are the various risks that banks face?
14. What is Basel Accord ?
15.What do you mean by term “CASA” related to bank?
16.Why CASA is important for the Banks ?
17.What is the difference between cheque and demand draft?
18.What are the parts of banks’ capital?
19.Tell us something about BSBDA.
20.What is the meaning of “base rate”? How is it differing from BPLR ?
21.What are the categories of loan that are exempted from Base Rate ?
22.What is CBS?
23.What is Para Banking?
24. What are the components of the monetary policy of RBI?
25.If Bank Rate is decreased by 0.25 Basis point what will be the impact on Economy?
26.Similarly the impact of change in Repo and Reverse Repo Rates should be prepared thoroghly.
27What is priority sector credit?and what are its components?
28.What is the difference between Micro finance and micro credit?
29.What is financial inclusion?
30.What are the steps taken by banks to promote financial inclusion?
31.How far PMJDY has been fruitful in meeting the objectives of Financial Inclusion?
32.What is REPO rate and reverse REPO rate?
33. What is Liquidity Adjustment Facility (LAF)?
34.What is Bank rate?
35.What is Cash Reserve Ratio (CRR)?
36.What is NDTL and what are its components ?
37.What is Statutory Liquidity Ratio (SLR)?
38.What happens when SLR or CRR is increased ?
39.What is Marginal Standing facility (MSF)?
40.What is white label ATM?
41.What is brown label ATM?
42.Tell us something about NABARD and its functions.
43.What is banking ombudsman scheme?
44. What is the difference between FII and FDI?
45.What is the CAD? What is Fiscal deficit?
46.What is inflation and deflation?
47.What is Capital Adequacy Ratio?
48.What is DEMAT account?
49.Name a few poverty eradication schemes of govt. of India.
Ans: Food Security bill, MNREGA, Sarva Shiksha Abhiyaan, Antoday Yojana, JNURRM, Swalamban Yojana, Nirmal Gram Yojana, Rajiv Awas Yojana, Indira Gandhi Pension plan etc. (Also read in detail about these schemes.)
50. What do you know about "Pradhan Mantri Jan Dhan Yojana"?
51.What is MUDRA Bank? Why was it started?
52.What is BANDHAN Bank? How is it different from other public and private banks?
53.Tell us something about ADB? Who are its members?
54. Highlight various skill development schemes recently started in India.
55. What is the difference between a Payment Bank &Small Bank ?
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